Call reports 2014
MOODY NATIONAL BANK — 2014
What MOODY NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 958,099,000 | 965,319,000 | 995,612,000 | 1,051,955,000 |
| Total loans | 454,397,000 | 458,533,000 | 488,519,000 | 498,538,000 |
| Allowance for loan losses | 6,767,000 | 6,976,000 | 7,249,000 | 7,405,000 |
| Securities available for sale | 384,656,000 | 366,879,000 | 391,472,000 | 381,793,000 |
| Securities held to maturity | 25,816,000 | 25,440,000 | 28,807,000 | 37,969,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 833,601,000 | 831,652,000 | 865,367,000 | 902,016,000 |
| Interest-bearing deposits | 570,514,000 | 572,196,000 | 597,249,000 | 609,009,000 |
| Noninterest-bearing deposits | 263,087,000 | 259,457,000 | 268,118,000 | 293,007,000 |
| Equity capital | 99,571,000 | 103,414,000 | 106,001,000 | 110,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,360,000 | 16,688,000 | 25,393,000 | 34,378,000 |
| Interest expense | 472,000 | 928,000 | 1,379,000 | 1,810,000 |
| Net interest income | 7,888,000 | 15,760,000 | 24,014,000 | 32,568,000 |
| Noninterest income | 2,550,000 | 5,286,000 | 8,059,000 | 10,839,000 |
| Noninterest expense | 7,464,000 | 14,881,000 | 22,562,000 | 29,773,000 |
| Provision for loan losses | 0 | 2,250,000 | 2,550,000 | 2,750,000 |
| Pretax income | 2,975,000 | 3,995,000 | 7,041,000 | 11,231,000 |
| Income tax | 892,000 | 1,198,000 | 2,112,000 | 2,882,000 |
| Net income | 2,083,000 | 2,797,000 | 4,929,000 | 8,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,580,000 | 102,293,000 | 104,426,000 | 107,846,000 |
| Total capital | 108,347,000 | 109,269,000 | 111,675,000 | 115,251,000 |
| Risk-weighted assets | 564,778,000 | 561,680,000 | 584,722,000 | 603,329,000 |