Call reports 2013
MOODY NATIONAL BANK — 2013
What MOODY NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 908,943,000 | 926,865,000 | 939,025,000 | 951,965,000 |
| Total loans | 437,526,000 | 426,102,000 | 421,736,000 | 431,153,000 |
| Allowance for loan losses | 6,618,000 | 6,675,000 | 6,806,000 | 6,481,000 |
| Securities available for sale | 376,632,000 | 370,957,000 | 410,374,000 | 382,257,000 |
| Securities held to maturity | 11,224,000 | 10,960,000 | 16,516,000 | 18,675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 780,453,000 | 805,776,000 | 783,720,000 | 830,041,000 |
| Interest-bearing deposits | 550,863,000 | 546,801,000 | 550,469,000 | 562,146,000 |
| Noninterest-bearing deposits | 229,590,000 | 258,974,000 | 233,251,000 | 267,895,000 |
| Equity capital | 94,407,000 | 90,047,000 | 89,353,000 | 95,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,224,000 | 16,316,000 | 24,181,000 | 32,470,000 |
| Interest expense | 599,000 | 1,164,000 | 1,751,000 | 2,275,000 |
| Net interest income | 7,625,000 | 15,152,000 | 22,430,000 | 30,195,000 |
| Noninterest income | 2,511,000 | 4,994,000 | 7,589,000 | 10,545,000 |
| Noninterest expense | 8,094,000 | 15,264,000 | 23,148,000 | 35,845,000 |
| Provision for loan losses | 100,000 | 200,000 | 234,000 | 500,000 |
| Pretax income | 2,371,000 | 5,112,000 | 7,067,000 | 4,823,000 |
| Income tax | 806,000 | 1,738,000 | 1,989,000 | 604,000 |
| Net income | 1,565,000 | 3,374,000 | 5,078,000 | 4,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,843,000 | 98,651,000 | 100,355,000 | 99,496,000 |
| Total capital | 103,461,000 | 105,326,000 | 107,055,000 | 105,977,000 |
| Risk-weighted assets | 539,859,000 | 537,186,000 | 535,863,000 | 543,815,000 |