Call reports 2012
MOODY NATIONAL BANK — 2012
What MOODY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 891,251,000 | 894,325,000 | 879,924,000 | 938,687,000 |
| Total loans | 428,148,000 | 438,801,000 | 429,273,000 | 427,625,000 |
| Allowance for loan losses | 6,413,000 | 6,530,000 | 6,494,000 | 6,540,000 |
| Securities available for sale | 306,714,000 | 351,231,000 | 348,821,000 | 337,937,000 |
| Securities held to maturity | 12,339,000 | 12,074,000 | 11,333,000 | 11,238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 775,906,000 | 771,035,000 | 746,331,000 | 810,238,000 |
| Interest-bearing deposits | 706,023,000 | 706,230,000 | 660,232,000 | 548,466,000 |
| Noninterest-bearing deposits | 69,883,000 | 64,805,000 | 86,099,000 | 261,772,000 |
| Equity capital | 91,385,000 | 92,524,000 | 95,831,000 | 94,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,483,000 | 17,176,000 | 25,940,000 | 34,464,000 |
| Interest expense | 835,000 | 1,597,000 | 2,333,000 | 2,949,000 |
| Net interest income | 7,648,000 | 15,579,000 | 23,607,000 | 31,515,000 |
| Noninterest income | 2,794,000 | 5,482,000 | 8,381,000 | 11,102,000 |
| Noninterest expense | 7,858,000 | 15,682,000 | 23,912,000 | 31,634,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 400,000 |
| Pretax income | 2,484,000 | 5,253,000 | 7,858,000 | 10,679,000 |
| Income tax | 845,000 | 1,786,000 | 2,672,000 | 3,630,000 |
| Net income | 1,639,000 | 3,467,000 | 5,186,000 | 7,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,867,000 | 91,694,000 | 93,414,000 | 95,277,000 |
| Total capital | 96,280,000 | 98,224,000 | 99,908,000 | 101,817,000 |
| Risk-weighted assets | 532,237,000 | 539,394,000 | 531,485,000 | 538,235,000 |