Call reports 2010
MOODY NATIONAL BANK — 2010
What MOODY NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,001,100,000 | 945,744,000 | 958,924,000 | 918,717,000 |
| Total loans | 467,581,000 | 459,937,000 | 450,676,000 | 448,482,000 |
| Allowance for loan losses | 6,925,000 | 6,897,000 | 6,880,000 | 6,590,000 |
| Securities available for sale | 389,347,000 | 351,202,000 | 373,119,000 | 351,263,000 |
| Securities held to maturity | 13,520,000 | 13,356,000 | 13,341,000 | 13,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 871,851,000 | 817,166,000 | 833,909,000 | 788,593,000 |
| Interest-bearing deposits | 759,081,000 | 722,987,000 | 735,318,000 | 711,019,000 |
| Noninterest-bearing deposits | 112,770,000 | 94,179,000 | 98,591,000 | 77,574,000 |
| Equity capital | 76,708,000 | 79,480,000 | 82,068,000 | 81,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,524,000 | 18,942,000 | 28,319,000 | 37,259,000 |
| Interest expense | 2,520,000 | 4,691,000 | 6,675,000 | 8,408,000 |
| Net interest income | 7,004,000 | 14,251,000 | 21,644,000 | 28,851,000 |
| Noninterest income | 2,810,000 | 5,669,000 | 8,536,000 | 11,636,000 |
| Noninterest expense | 7,846,000 | 15,462,000 | 23,119,000 | 30,825,000 |
| Provision for loan losses | 2,000,000 | 2,000,000 | 2,250,000 | 4,500,000 |
| Pretax income | 52,000 | 2,543,000 | 4,896,000 | 5,260,000 |
| Income tax | 18,000 | 866,000 | 1,666,000 | 509,000 |
| Net income | 34,000 | 1,677,000 | 3,230,000 | 4,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,181,000 | 78,824,000 | 80,376,000 | 81,899,000 |
| Total capital | 84,106,000 | 85,721,000 | 87,256,000 | 88,489,000 |
| Risk-weighted assets | 595,119,000 | 576,276,000 | 569,233,000 | 559,948,000 |