Call reports 2009
MOODY NATIONAL BANK — 2009
What MOODY NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 905,456,000 | 874,760,000 | 881,430,000 | 919,227,000 |
| Total loans | 418,065,000 | 427,058,000 | 444,063,000 | 460,062,000 |
| Allowance for loan losses | 5,207,000 | 5,366,000 | 5,551,000 | 5,733,000 |
| Securities available for sale | 362,420,000 | 308,435,000 | 331,920,000 | 341,721,000 |
| Securities held to maturity | 16,534,000 | 11,811,000 | 11,795,000 | 13,928,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 792,541,000 | 765,477,000 | 772,235,000 | 786,935,000 |
| Interest-bearing deposits | 706,457,000 | 671,136,000 | 683,150,000 | 689,101,000 |
| Noninterest-bearing deposits | 86,084,000 | 94,341,000 | 89,085,000 | 97,834,000 |
| Equity capital | 73,033,000 | 72,015,000 | 74,925,000 | 75,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,014,000 | 18,138,000 | 27,043,000 | 36,333,000 |
| Interest expense | 2,788,000 | 5,450,000 | 8,002,000 | 10,330,000 |
| Net interest income | 6,226,000 | 12,688,000 | 19,041,000 | 26,003,000 |
| Noninterest income | 2,443,000 | 4,919,000 | 7,671,000 | 10,388,000 |
| Noninterest expense | 8,094,000 | 16,071,000 | 23,779,000 | 32,205,000 |
| Provision for loan losses | 1,000,000 | 1,250,000 | 1,550,000 | 2,000,000 |
| Pretax income | -427,000 | 907,000 | 2,004,000 | 2,831,000 |
| Income tax | -145,000 | 309,000 | 682,000 | 124,000 |
| Net income | -282,000 | 598,000 | 1,322,000 | 2,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,159,000 | 75,039,000 | 75,763,000 | 77,146,000 |
| Total capital | 79,366,000 | 80,405,000 | 81,314,000 | 82,879,000 |
| Risk-weighted assets | 530,218,000 | 531,962,000 | 538,796,000 | 572,451,000 |