Call reports 2008
MOODY NATIONAL BANK — 2008
What MOODY NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 762,709,000 | 718,763,000 | 736,103,000 | 831,117,000 |
| Total loans | 321,304,000 | 328,138,000 | 348,406,000 | 390,111,000 |
| Allowance for loan losses | 3,284,000 | 3,268,000 | 4,022,000 | 4,438,000 |
| Securities available for sale | 274,761,000 | 225,922,000 | 224,292,000 | 260,452,000 |
| Securities held to maturity | 12,429,000 | 12,424,000 | 12,417,000 | 14,994,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 597,122,000 | 587,212,000 | 608,309,000 | 714,017,000 |
| Interest-bearing deposits | 505,541,000 | 495,213,000 | 534,960,000 | 624,437,000 |
| Noninterest-bearing deposits | 91,581,000 | 91,999,000 | 73,349,000 | 89,580,000 |
| Equity capital | 75,029,000 | 73,607,000 | 74,243,000 | 72,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 10,571,000 | 19,217,000 | 27,638,000 | 36,147,000 |
| Interest expense | 3,977,000 | 6,688,000 | 9,489,000 | 11,814,000 |
| Net interest income | 6,594,000 | 12,529,000 | 18,149,000 | 24,333,000 |
| Noninterest income | 2,242,000 | 4,569,000 | 7,091,000 | 9,389,000 |
| Noninterest expense | 8,259,000 | 16,047,000 | 23,605,000 | 31,845,000 |
| Provision for loan losses | 200,000 | 200,000 | 1,000,000 | 1,500,000 |
| Pretax income | 377,000 | 851,000 | 635,000 | 377,000 |
| Income tax | 129,000 | 290,000 | 217,000 | -1,063,000 |
| Net income | 248,000 | 561,000 | 418,000 | 1,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,248,000 | 73,562,000 | 73,419,000 | 74,441,000 |
| Total capital | 76,532,000 | 76,830,000 | 77,441,000 | 78,879,000 |
| Risk-weighted assets | 440,936,000 | 436,937,000 | 457,483,000 | 507,293,000 |