Call reports 2007
MOODY NATIONAL BANK — 2007
What MOODY NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 928,582,000 | 820,272,000 | 805,089,000 | 826,270,000 |
| Total loans | 317,165,000 | 312,464,000 | 322,918,000 | 337,650,000 |
| Allowance for loan losses | 2,850,000 | 2,801,000 | 2,376,000 | 3,341,000 |
| Securities available for sale | 7,546,000 | 304,195,000 | 298,813,000 | 277,892,000 |
| Securities held to maturity | 406,003,000 | 11,346,000 | 11,291,000 | 12,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 742,603,000 | 658,984,000 | 640,437,000 | 660,798,000 |
| Interest-bearing deposits | 650,623,000 | 574,466,000 | 555,272,000 | 560,083,000 |
| Noninterest-bearing deposits | 91,980,000 | 84,518,000 | 85,166,000 | 100,715,000 |
| Equity capital | 74,450,000 | 68,456,000 | 70,502,000 | 73,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,077,000 | 23,958,000 | 35,850,000 | 47,358,000 |
| Interest expense | 6,869,000 | 12,670,000 | 17,923,000 | 22,535,000 |
| Net interest income | 5,208,000 | 11,288,000 | 17,927,000 | 24,823,000 |
| Noninterest income | 2,155,000 | 4,301,000 | 6,641,000 | 9,530,000 |
| Noninterest expense | 6,555,000 | 13,699,000 | 20,954,000 | 28,535,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000,000 |
| Pretax income | 808,000 | -3,815,000 | -2,090,000 | -3,632,000 |
| Income tax | 274,000 | 1,316,000 | 1,935,000 | -1,235,000 |
| Net income | 534,000 | -5,131,000 | -4,025,000 | -2,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,932,000 | 70,267,000 | 71,373,000 | 73,001,000 |
| Total capital | 78,782,000 | 73,068,000 | 73,749,000 | 76,342,000 |
| Risk-weighted assets | 455,068,000 | 443,513,000 | 452,363,000 | 466,115,000 |