Call reports 2006
MOODY NATIONAL BANK — 2006
What MOODY NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 927,918,000 | 969,884,000 | 993,382,000 | 948,100,000 |
| Total loans | 303,746,000 | 311,466,000 | 313,092,000 | 306,110,000 |
| Allowance for loan losses | 3,073,000 | 2,936,000 | 2,919,000 | 2,916,000 |
| Securities available for sale | 55,090,000 | 53,241,000 | 38,567,000 | 26,736,000 |
| Securities held to maturity | 409,028,000 | 409,167,000 | 409,517,000 | 407,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 779,516,000 | 834,654,000 | 856,707,000 | 805,390,000 |
| Interest-bearing deposits | 619,679,000 | 667,269,000 | 680,584,000 | 704,238,000 |
| Noninterest-bearing deposits | 159,837,000 | 167,385,000 | 176,124,000 | 101,152,000 |
| Equity capital | 69,415,000 | 70,936,000 | 72,659,000 | 73,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,051,000 | 21,555,000 | 33,929,000 | 45,724,000 |
| Interest expense | 5,171,000 | 11,685,000 | 18,604,000 | 25,377,000 |
| Net interest income | 4,880,000 | 9,870,000 | 15,325,000 | 20,347,000 |
| Noninterest income | 2,293,000 | 4,593,000 | 6,824,000 | 9,361,000 |
| Noninterest expense | 6,305,000 | 11,939,000 | 17,918,000 | 24,633,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 868,000 | 2,526,000 | 4,233,000 | 5,078,000 |
| Income tax | 274,000 | 820,000 | 1,342,000 | 1,656,000 |
| Net income | 594,000 | 1,706,000 | 2,891,000 | 3,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,570,000 | 73,681,000 | 74,867,000 | 75,398,000 |
| Total capital | 75,643,000 | 76,617,000 | 77,786,000 | 78,314,000 |
| Risk-weighted assets | 434,836,000 | 450,778,000 | 457,984,000 | 448,688,000 |