Call reports 2005
MOODY NATIONAL BANK — 2005
What MOODY NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 973,169,000 | 929,278,000 | 984,852,000 | 860,510,000 |
| Total loans | 244,742,000 | 262,116,000 | 276,484,000 | 297,139,000 |
| Allowance for loan losses | 2,476,000 | 2,713,000 | 3,037,000 | 3,143,000 |
| Securities available for sale | 186,612,000 | 161,576,000 | 161,323,000 | 85,532,000 |
| Securities held to maturity | 439,765,000 | 437,013,000 | 411,382,000 | 408,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 848,826,000 | 809,326,000 | 830,558,000 | 738,128,000 |
| Interest-bearing deposits | 709,750,000 | 662,576,000 | 633,155,000 | 579,363,000 |
| Noninterest-bearing deposits | 139,076,000 | 146,750,000 | 197,403,000 | 158,765,000 |
| Equity capital | 64,527,000 | 66,011,000 | 67,204,000 | 68,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 9,556,000 | 19,328,000 | 29,237,000 | 39,005,000 |
| Interest expense | 4,170,000 | 8,543,000 | 13,223,000 | 18,012,000 |
| Net interest income | 5,386,000 | 10,785,000 | 16,014,000 | 20,993,000 |
| Noninterest income | 2,363,000 | 4,685,000 | 7,014,000 | 9,525,000 |
| Noninterest expense | 5,863,000 | 11,997,000 | 18,120,000 | 23,521,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,586,000 | 2,874,000 | 4,421,000 | 3,497,000 |
| Income tax | 513,000 | 925,000 | 1,425,000 | 1,092,000 |
| Net income | 1,073,000 | 1,949,000 | 2,996,000 | 2,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,643,000 | 71,520,000 | 72,567,000 | 71,976,000 |
| Total capital | 73,119,000 | 74,233,000 | 75,604,000 | 75,119,000 |
| Risk-weighted assets | 396,321,000 | 401,159,000 | 426,301,000 | 416,099,000 |