Call reports 2004
MOODY NATIONAL BANK — 2004
What MOODY NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 998,729,000 | 926,438,000 | 891,132,000 | 908,961,000 |
| Total loans | 207,218,000 | 211,212,000 | 220,929,000 | 234,162,000 |
| Allowance for loan losses | 2,442,000 | 2,087,000 | 2,021,000 | 2,181,000 |
| Securities available for sale | 357,655,000 | 196,076,000 | 143,838,000 | 142,476,000 |
| Securities held to maturity | 311,039,000 | 456,320,000 | 449,715,000 | 441,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 868,162,000 | 838,880,000 | 792,324,000 | 812,112,000 |
| Interest-bearing deposits | 742,067,000 | 705,797,000 | 668,285,000 | 668,232,000 |
| Noninterest-bearing deposits | 126,095,000 | 133,083,000 | 124,039,000 | 143,880,000 |
| Equity capital | 66,901,000 | 59,457,000 | 63,454,000 | 63,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 8,332,000 | 17,210,000 | 25,914,000 | 34,701,000 |
| Interest expense | 3,588,000 | 7,322,000 | 10,913,000 | 14,558,000 |
| Net interest income | 4,744,000 | 9,888,000 | 15,001,000 | 20,143,000 |
| Noninterest income | 2,132,000 | 4,342,000 | 6,859,000 | 9,269,000 |
| Noninterest expense | 4,861,000 | 9,985,000 | 15,494,000 | 21,301,000 |
| Provision for loan losses | 225,000 | 450,000 | 875,000 | 1,100,000 |
| Pretax income | 2,094,000 | 4,099,000 | 5,532,000 | 7,052,000 |
| Income tax | 685,000 | 1,340,000 | 1,801,000 | 2,295,000 |
| Net income | 1,409,000 | 2,759,000 | 3,731,000 | 4,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,223,000 | 67,572,000 | 68,544,000 | 69,571,000 |
| Total capital | 68,665,000 | 69,659,000 | 70,565,000 | 71,752,000 |
| Risk-weighted assets | 387,807,000 | 381,745,000 | 365,572,000 | 377,946,000 |