Call reports 2003
MOODY NATIONAL BANK — 2003
What MOODY NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 671,510,000 | 707,763,000 | 741,783,000 | 782,588,000 |
| Total loans | 186,161,000 | 195,289,000 | 195,735,000 | 199,676,000 |
| Allowance for loan losses | 2,284,000 | 2,453,000 | 2,187,000 | 2,292,000 |
| Securities available for sale | 291,376,000 | 264,804,000 | 145,420,000 | 143,188,000 |
| Securities held to maturity | 103,295,000 | 133,991,000 | 317,112,000 | 309,902,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,250,000 | 596,898,000 | 652,016,000 | 697,555,000 |
| Interest-bearing deposits | 475,432,000 | 442,083,000 | 546,310,000 | 569,951,000 |
| Noninterest-bearing deposits | 91,818,000 | 154,815,000 | 105,706,000 | 127,604,000 |
| Equity capital | 62,705,000 | 66,323,000 | 63,179,000 | 64,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 7,105,000 | 14,522,000 | 21,835,000 | 29,570,000 |
| Interest expense | 2,588,000 | 5,172,000 | 7,781,000 | 10,805,000 |
| Net interest income | 4,517,000 | 9,350,000 | 14,054,000 | 18,765,000 |
| Noninterest income | 1,974,000 | 4,050,000 | 6,182,000 | 8,490,000 |
| Noninterest expense | 3,857,000 | 7,969,000 | 12,581,000 | 17,325,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 2,505,000 | 5,113,000 | 6,386,000 | 8,436,000 |
| Income tax | 833,000 | 1,703,000 | 2,117,000 | 3,033,000 |
| Net income | 1,672,000 | 3,410,000 | 4,269,000 | 5,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,083,000 | 62,820,000 | 63,679,000 | 64,813,000 |
| Total capital | 63,367,000 | 65,273,000 | 65,866,000 | 67,105,000 |
| Risk-weighted assets | 300,646,000 | 316,300,000 | 329,469,000 | 337,462,000 |