Call reports 2002
MOODY NATIONAL BANK — 2002
What MOODY NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 499,032,000 | 510,048,000 | 555,960,000 | 597,275,000 |
| Total loans | 145,915,000 | 159,169,000 | 168,011,000 | 180,060,000 |
| Allowance for loan losses | 1,694,000 | 1,780,000 | 1,836,000 | 2,103,000 |
| Securities available for sale | 49,968,000 | 57,897,000 | 97,814,000 | 109,532,000 |
| Securities held to maturity | 233,364,000 | 216,287,000 | 175,808,000 | 153,412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,287,000 | 422,657,000 | 468,505,000 | 510,488,000 |
| Interest-bearing deposits | 357,287,000 | 393,372,000 | 375,472,000 | 407,526,000 |
| Noninterest-bearing deposits | 44,000,000 | 29,285,000 | 93,033,000 | 102,962,000 |
| Equity capital | 54,106,000 | 56,441,000 | 59,192,000 | 60,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,335,000 | 13,071,000 | 19,709,000 | 26,362,000 |
| Interest expense | 2,167,000 | 4,303,000 | 6,587,000 | 8,899,000 |
| Net interest income | 4,168,000 | 8,768,000 | 13,122,000 | 17,463,000 |
| Noninterest income | 1,779,000 | 3,678,000 | 5,692,000 | 7,596,000 |
| Noninterest expense | 3,569,000 | 7,291,000 | 10,246,000 | 14,170,000 |
| Provision for loan losses | 90,000 | 250,000 | 390,000 | 800,000 |
| Pretax income | 2,295,000 | 4,965,000 | 8,256,000 | 10,291,000 |
| Income tax | 753,000 | 1,636,000 | 2,793,000 | 3,460,000 |
| Net income | 1,542,000 | 3,329,000 | 5,463,000 | 6,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,120,000 | 55,908,000 | 58,041,000 | 59,410,000 |
| Total capital | 55,814,000 | 57,688,000 | 59,877,000 | 61,513,000 |
| Risk-weighted assets | 232,440,000 | 258,279,000 | 261,177,000 | 279,074,000 |