Call reports 2006
PARTNERS BANK OF TEXAS — 2006
What PARTNERS BANK OF TEXAS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 160,961,000 | 193,988,000 | 183,978,000 | 185,935,000 |
| Total loans | 120,829,000 | 113,730,000 | 122,459,000 | 129,470,000 |
| Allowance for loan losses | 1,239,000 | 1,351,000 | 1,369,000 | 1,417,000 |
| Securities available for sale | 7,843,000 | 8,812,000 | 9,897,000 | 10,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,228,000 | 171,468,000 | 161,203,000 | 162,531,000 |
| Interest-bearing deposits | 91,869,000 | 110,486,000 | 115,773,000 | 103,219,000 |
| Noninterest-bearing deposits | 48,359,000 | 60,982,000 | 45,430,000 | 59,312,000 |
| Equity capital | 14,528,000 | 15,033,000 | 15,645,000 | 16,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,624,000 | 5,713,000 | 9,051,000 | 12,361,000 |
| Interest expense | 823,000 | 1,909,000 | 3,128,000 | 4,393,000 |
| Net interest income | 1,801,000 | 3,804,000 | 5,923,000 | 7,968,000 |
| Noninterest income | 133,000 | 332,000 | 442,000 | 572,000 |
| Noninterest expense | 1,207,000 | 2,513,000 | 3,801,000 | 5,386,000 |
| Provision for loan losses | 128,000 | 255,000 | 337,000 | 387,000 |
| Pretax income | 599,000 | 1,365,000 | 2,224,000 | 2,764,000 |
| Income tax | 192,000 | 429,000 | 731,000 | 933,000 |
| Net income | 407,000 | 936,000 | 1,493,000 | 1,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,689,000 | 15,218,000 | 15,775,000 | 16,611,000 |
| Total capital | 15,928,000 | 16,569,000 | 17,144,000 | 18,028,000 |
| Risk-weighted assets | 128,932,000 | 130,852,000 | 135,566,000 | 141,853,000 |