Call reports 2005
PARTNERS BANK OF TEXAS — 2005
What PARTNERS BANK OF TEXAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 107,162,000 | 116,721,000 | 130,093,000 | 146,452,000 |
| Total loans | 78,187,000 | 85,088,000 | 104,279,000 | 116,711,000 |
| Allowance for loan losses | 569,000 | 654,000 | 856,000 | 1,111,000 |
| Securities available for sale | 6,928,000 | 7,934,000 | 7,889,000 | 7,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,629,000 | 99,332,000 | 110,951,000 | 128,015,000 |
| Interest-bearing deposits | 71,692,000 | 74,382,000 | 83,227,000 | 87,051,000 |
| Noninterest-bearing deposits | 19,937,000 | 24,950,000 | 27,724,000 | 40,964,000 |
| Equity capital | 13,390,000 | 13,562,000 | 13,816,000 | 14,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,336,000 | 2,942,000 | 5,009,000 | 7,399,000 |
| Interest expense | 382,000 | 862,000 | 1,460,000 | 2,212,000 |
| Net interest income | 954,000 | 2,080,000 | 3,549,000 | 5,187,000 |
| Noninterest income | 94,000 | 213,000 | 314,000 | 480,000 |
| Noninterest expense | 868,000 | 1,871,000 | 2,952,000 | 4,241,000 |
| Provision for loan losses | 107,000 | 192,000 | 394,000 | 653,000 |
| Pretax income | 73,000 | 230,000 | 517,000 | 773,000 |
| Income tax | 0 | 0 | 0 | -87,000 |
| Net income | 73,000 | 230,000 | 517,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,495,000 | 13,653,000 | 13,940,000 | 14,282,000 |
| Total capital | 14,064,000 | 14,307,000 | 14,796,000 | 15,393,000 |
| Risk-weighted assets | 85,820,000 | 92,313,000 | 109,852,000 | 123,359,000 |