Call reports 2004
PARTNERS BANK OF TEXAS — 2004
What PARTNERS BANK OF TEXAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 39,147,000 | 60,816,000 | 80,335,000 | 94,307,000 |
| Total loans | 23,658,000 | 43,945,000 | 57,823,000 | 71,038,000 |
| Allowance for loan losses | 130,000 | 221,000 | 340,000 | 462,000 |
| Securities available for sale | 3,056,000 | 4,937,000 | 5,076,000 | 5,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,060,000 | 46,045,000 | 65,509,000 | 79,281,000 |
| Interest-bearing deposits | 19,866,000 | 32,878,000 | 48,803,000 | 59,711,000 |
| Noninterest-bearing deposits | 5,194,000 | 13,167,000 | 16,706,000 | 19,570,000 |
| Equity capital | 13,621,000 | 13,333,000 | 13,368,000 | 13,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 311,000 | 853,000 | 1,715,000 | 2,822,000 |
| Interest expense | 63,000 | 180,000 | 415,000 | 705,000 |
| Net interest income | 248,000 | 673,000 | 1,300,000 | 2,117,000 |
| Noninterest income | 6,000 | 6,000 | 54,000 | 144,000 |
| Noninterest expense | 455,000 | 974,000 | 1,588,000 | 2,330,000 |
| Provision for loan losses | 80,000 | 171,000 | 290,000 | 412,000 |
| Pretax income | -259,000 | -408,000 | -466,000 | -423,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -259,000 | -408,000 | -466,000 | -423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,587,000 | 13,438,000 | 13,380,000 | 13,423,000 |
| Total capital | 13,717,000 | 13,659,000 | 13,720,000 | 13,885,000 |
| Risk-weighted assets | 26,856,000 | 46,298,000 | 62,426,000 | 76,271,000 |