Call reports 2025
CRAFT BANK — 2025
What CRAFT BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 260,763,000 | 264,105,000 | 276,733,000 | 271,566,000 |
| Total loans | 225,140,000 | 219,393,000 | 224,487,000 | 234,231,000 |
| Allowance for loan losses | 2,838,000 | 2,754,000 | 2,876,000 | 2,974,000 |
| Securities available for sale | 4,077,000 | 4,026,000 | 1,545,000 | 1,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,580,000 | 227,450,000 | 238,811,000 | 228,480,000 |
| Interest-bearing deposits | 177,869,000 | 179,941,000 | 191,500,000 | 186,045,000 |
| Noninterest-bearing deposits | 48,711,000 | 47,509,000 | 47,311,000 | 42,435,000 |
| Equity capital | 31,522,000 | 32,985,000 | 34,209,000 | 39,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,960,000 | 10,419,000 | 15,854,000 | 21,125,000 |
| Interest expense | 1,687,000 | 3,385,000 | 5,085,000 | 6,660,000 |
| Net interest income | 3,273,000 | 7,034,000 | 10,769,000 | 14,465,000 |
| Noninterest income | 367,000 | 723,000 | 1,010,000 | 1,243,000 |
| Noninterest expense | 2,069,000 | 4,256,000 | 6,638,000 | 8,572,000 |
| Provision for loan losses | 110,000 | 110,000 | 262,000 | 404,000 |
| Pretax income | 1,461,000 | 3,391,000 | 4,879,000 | 6,732,000 |
| Income tax | 234,000 | 726,000 | 1,056,000 | 1,442,000 |
| Net income | 1,227,000 | 2,665,000 | 3,823,000 | 5,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,783,000 | 33,251,000 | 34,429,000 | 40,196,000 |
| Total capital | 34,621,000 | 36,005,000 | 37,506,000 | 43,290,000 |
| Risk-weighted assets | 247,285,000 | 248,168,000 | 250,161,000 | 259,064,000 |
Machine access — free, no API key
Every figure shown here about CRAFT BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.