Call reports 2023
CRAFT BANK — 2023
What CRAFT BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 168,994,000 | 175,979,000 | 176,354,000 | 214,447,000 |
| Total loans | 119,578,000 | 131,099,000 | 143,313,000 | 168,284,000 |
| Allowance for loan losses | 1,268,000 | 1,468,000 | 1,692,000 | 1,944,000 |
| Securities available for sale | 4,300,000 | 4,196,000 | 4,095,000 | 4,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,162,000 | 149,384,000 | 148,897,000 | 184,892,000 |
| Interest-bearing deposits | 120,870,000 | 122,519,000 | 116,455,000 | 156,344,000 |
| Noninterest-bearing deposits | 22,292,000 | 26,865,000 | 32,442,000 | 28,548,000 |
| Equity capital | 23,637,000 | 24,175,000 | 24,878,000 | 25,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,586,000 | 5,902,000 | 9,367,000 | 13,295,000 |
| Interest expense | 732,000 | 1,860,000 | 2,969,000 | 4,259,000 |
| Net interest income | 1,854,000 | 4,042,000 | 6,398,000 | 9,036,000 |
| Noninterest income | 182,000 | 375,000 | 902,000 | 1,124,000 |
| Noninterest expense | 1,430,000 | 2,962,000 | 4,644,000 | 6,766,000 |
| Provision for loan losses | 184,000 | 384,000 | 733,000 | 985,000 |
| Pretax income | 422,000 | 1,070,000 | 1,923,000 | 2,409,000 |
| Income tax | 63,000 | 161,000 | 303,000 | -11,000 |
| Net income | 359,000 | 909,000 | 1,620,000 | 2,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,085,000 | 24,687,000 | 25,451,000 | 26,297,000 |
| Total capital | 25,353,000 | 26,155,000 | 27,143,000 | 28,392,000 |
| Risk-weighted assets | 129,915,000 | 142,971,000 | 161,045,000 | 186,356,000 |