Call reports 2022
CRAFT BANK — 2022
What CRAFT BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 103,878,000 | 128,879,000 | 115,540,000 | 137,668,000 |
| Total loans | 73,028,000 | 84,412,000 | 91,450,000 | 108,054,000 |
| Allowance for loan losses | 732,000 | 847,000 | 918,000 | 1,084,000 |
| Securities available for sale | 2,208,000 | 1,993,000 | 4,322,000 | 4,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,285,000 | 104,561,000 | 89,591,000 | 112,316,000 |
| Interest-bearing deposits | 59,108,000 | 78,816,000 | 66,028,000 | 87,822,000 |
| Noninterest-bearing deposits | 20,177,000 | 25,745,000 | 23,563,000 | 24,494,000 |
| Equity capital | 22,377,000 | 22,089,000 | 22,595,000 | 23,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 2,189,000 | 3,890,000 | 5,999,000 |
| Interest expense | 50,000 | 134,000 | 302,000 | 573,000 |
| Net interest income | 919,000 | 2,055,000 | 3,588,000 | 5,426,000 |
| Noninterest income | 322,000 | 506,000 | 1,080,000 | 1,298,000 |
| Noninterest expense | 1,333,000 | 2,712,000 | 4,184,000 | 5,497,000 |
| Provision for loan losses | 64,000 | 178,000 | 249,000 | 416,000 |
| Pretax income | -156,000 | -329,000 | 235,000 | 811,000 |
| Income tax | 0 | 0 | 0 | 58,000 |
| Net income | -156,000 | -329,000 | 235,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,609,000 | 22,484,000 | 23,098,000 | 23,674,000 |
| Total capital | 23,341,000 | 23,331,000 | 24,016,000 | 24,758,000 |
| Risk-weighted assets | 83,308,000 | 92,681,000 | 105,994,000 | 126,812,000 |