Call reports 2010
FRANKLIN NATIONAL BANK OF MINNEAPOLIS — 2010
What FRANKLIN NATIONAL BANK OF MINNEAPOLIS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 132,602,000 | 133,832,000 | 143,043,000 | 130,348,000 |
| Total loans | 102,240,000 | 102,660,000 | 100,285,000 | 104,289,000 |
| Allowance for loan losses | 1,078,000 | 1,246,000 | 1,620,000 | 1,340,000 |
| Securities available for sale | 17,316,000 | 13,896,000 | 13,121,000 | 12,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,597,000 | 107,808,000 | 116,843,000 | 104,241,000 |
| Interest-bearing deposits | 69,812,000 | 72,391,000 | 68,020,000 | 60,452,000 |
| Noninterest-bearing deposits | 36,785,000 | 35,417,000 | 48,823,000 | 43,789,000 |
| Equity capital | 19,810,000 | 19,938,000 | 20,107,000 | 19,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,825,000 | 3,657,000 | 5,512,000 | 7,432,000 |
| Interest expense | 191,000 | 374,000 | 550,000 | 706,000 |
| Net interest income | 1,634,000 | 3,283,000 | 4,962,000 | 6,726,000 |
| Noninterest income | 246,000 | 516,000 | 1,186,000 | 1,263,000 |
| Noninterest expense | 1,501,000 | 3,137,000 | 4,643,000 | 6,417,000 |
| Provision for loan losses | 99,000 | 356,000 | 1,054,000 | 1,064,000 |
| Pretax income | 280,000 | 306,000 | 451,000 | 508,000 |
| Income tax | 0 | 8,000 | 8,000 | 8,000 |
| Net income | 280,000 | 298,000 | 443,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,040,000 | 18,984,000 | 19,073,000 | 19,139,000 |
| Total capital | 20,121,000 | 20,232,000 | 20,439,000 | 20,482,000 |
| Risk-weighted assets | 110,761,000 | 111,614,000 | 109,053,000 | 111,438,000 |