Call reports 2007
FRANKLIN NATIONAL BANK OF MINNEAPOLIS — 2007
What FRANKLIN NATIONAL BANK OF MINNEAPOLIS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 116,634,000 | 120,771,000 | 114,191,000 | 117,428,000 |
| Total loans | 85,254,000 | 87,319,000 | 84,605,000 | 84,642,000 |
| Allowance for loan losses | 1,562,000 | 1,610,000 | 1,504,000 | 1,405,000 |
| Securities available for sale | 18,958,000 | 14,648,000 | 14,723,000 | 15,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,904,000 | 104,825,000 | 99,803,000 | 102,768,000 |
| Interest-bearing deposits | 69,655,000 | 78,420,000 | 69,930,000 | 68,883,000 |
| Noninterest-bearing deposits | 26,249,000 | 26,405,000 | 29,873,000 | 33,885,000 |
| Equity capital | 13,806,000 | 13,796,000 | 13,792,000 | 14,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,265,000 | 4,389,000 | 6,572,000 | 8,787,000 |
| Interest expense | 689,000 | 1,398,000 | 2,074,000 | 2,589,000 |
| Net interest income | 1,576,000 | 2,991,000 | 4,498,000 | 6,198,000 |
| Noninterest income | 131,000 | 271,000 | 418,000 | 1,093,000 |
| Noninterest expense | 1,113,000 | 2,242,000 | 3,554,000 | 4,697,000 |
| Provision for loan losses | 52,000 | 99,000 | 136,000 | 70,000 |
| Pretax income | 542,000 | 921,000 | 1,226,000 | 2,524,000 |
| Income tax | 0 | 0 | 4,000 | 3,000 |
| Net income | 542,000 | 921,000 | 1,222,000 | 2,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,769,000 | 13,963,000 | 13,763,000 | 14,062,000 |
| Total capital | 14,976,000 | 15,196,000 | 14,944,000 | 15,276,000 |
| Risk-weighted assets | 96,210,000 | 98,266,000 | 94,714,000 | 96,910,000 |