Call reports 2004
FRANKLIN NATIONAL BANK OF MINNEAPOLIS — 2004
What FRANKLIN NATIONAL BANK OF MINNEAPOLIS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 104,161,000 | 114,233,000 | 122,055,000 | 129,007,000 |
| Total loans | 92,287,000 | 101,115,000 | 110,101,000 | 117,516,000 |
| Allowance for loan losses | 1,271,000 | 1,365,000 | 1,456,000 | 1,683,000 |
| Securities available for sale | 3,898,000 | 3,708,000 | 3,591,000 | 3,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,045,000 | 84,771,000 | 87,804,000 | 88,496,000 |
| Interest-bearing deposits | 56,457,000 | 56,392,000 | 59,712,000 | 61,042,000 |
| Noninterest-bearing deposits | 27,588,000 | 28,379,000 | 28,092,000 | 27,454,000 |
| Equity capital | 8,842,000 | 8,841,000 | 12,297,000 | 12,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,679,000 | 3,460,000 | 5,355,000 | 7,361,000 |
| Interest expense | 302,000 | 617,000 | 990,000 | 1,429,000 |
| Net interest income | 1,377,000 | 2,843,000 | 4,365,000 | 5,932,000 |
| Noninterest income | 169,000 | 367,000 | 512,000 | 679,000 |
| Noninterest expense | 1,013,000 | 1,985,000 | 2,949,000 | 4,019,000 |
| Provision for loan losses | 94,000 | 189,000 | 283,000 | 690,000 |
| Pretax income | 439,000 | 1,036,000 | 1,645,000 | 1,902,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 437,000 | 1,034,000 | 1,643,000 | 1,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,687,000 | 8,754,000 | 12,223,000 | 12,030,000 |
| Total capital | 9,828,000 | 9,969,000 | 13,565,000 | 13,447,000 |
| Risk-weighted assets | 91,120,000 | 97,079,000 | 107,282,000 | 113,074,000 |