Call reports 2003
FRANKLIN NATIONAL BANK OF MINNEAPOLIS — 2003
What FRANKLIN NATIONAL BANK OF MINNEAPOLIS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 78,580,000 | 78,591,000 | 91,618,000 | 107,597,000 |
| Total loans | 60,866,000 | 66,303,000 | 79,777,000 | 94,560,000 |
| Allowance for loan losses | 1,189,000 | 972,000 | 1,107,000 | 1,178,000 |
| Securities available for sale | 4,449,000 | 4,276,000 | 4,075,000 | 3,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,602,000 | 65,988,000 | 72,257,000 | 83,100,000 |
| Interest-bearing deposits | 42,120,000 | 39,197,000 | 46,150,000 | 54,204,000 |
| Noninterest-bearing deposits | 25,482,000 | 26,791,000 | 26,107,000 | 28,896,000 |
| Equity capital | 7,721,000 | 7,816,000 | 8,030,000 | 8,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,265,000 | 2,550,000 | 4,022,000 | 5,508,000 |
| Interest expense | 239,000 | 444,000 | 677,000 | 950,000 |
| Net interest income | 1,026,000 | 2,106,000 | 3,345,000 | 4,558,000 |
| Noninterest income | 162,000 | 323,000 | 508,000 | 700,000 |
| Noninterest expense | 898,000 | 1,803,000 | 2,741,000 | 3,678,000 |
| Provision for loan losses | 86,000 | 171,000 | 309,000 | 380,000 |
| Pretax income | 203,000 | 455,000 | 803,000 | 1,200,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 203,000 | 455,000 | 803,000 | 1,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,473,000 | 7,565,000 | 7,833,000 | 8,250,000 |
| Total capital | 8,286,000 | 8,435,000 | 8,812,000 | 9,364,000 |
| Risk-weighted assets | 64,633,000 | 69,496,000 | 78,167,000 | 89,074,000 |