Call reports 2002
FRANKLIN NATIONAL BANK OF MINNEAPOLIS — 2002
What FRANKLIN NATIONAL BANK OF MINNEAPOLIS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 79,403,000 | 79,320,000 | 76,415,000 | 82,987,000 |
| Total loans | 65,075,000 | 66,890,000 | 61,676,000 | 68,775,000 |
| Allowance for loan losses | 893,000 | 1,022,000 | 954,000 | 1,103,000 |
| Securities available for sale | 5,143,000 | 4,393,000 | 5,122,000 | 4,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,554,000 | 64,037,000 | 61,275,000 | 65,223,000 |
| Interest-bearing deposits | 33,584,000 | 38,449,000 | 37,803,000 | 41,697,000 |
| Noninterest-bearing deposits | 26,970,000 | 25,588,000 | 23,472,000 | 23,526,000 |
| Equity capital | 6,189,000 | 6,568,000 | 8,230,000 | 6,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,262,000 | 2,635,000 | 3,985,000 | 5,264,000 |
| Interest expense | 264,000 | 531,000 | 801,000 | 1,065,000 |
| Net interest income | 998,000 | 2,104,000 | 3,184,000 | 4,199,000 |
| Noninterest income | 160,000 | 325,000 | 2,028,000 | 2,213,000 |
| Noninterest expense | 1,158,000 | 2,090,000 | 3,205,000 | 4,128,000 |
| Provision for loan losses | 136,000 | 262,000 | 355,000 | 494,000 |
| Pretax income | -141,000 | 69,000 | 1,642,000 | 1,778,000 |
| Income tax | 0 | 4,000 | 8,000 | 77,000 |
| Net income | -141,000 | 65,000 | 1,634,000 | 1,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,135,000 | 6,441,000 | 8,010,000 | 6,770,000 |
| Total capital | 7,003,000 | 7,323,000 | 8,784,000 | 7,608,000 |
| Risk-weighted assets | 69,401,000 | 70,834,000 | 61,734,000 | 66,789,000 |