Call reports 2026
FREDERICK COMMUNITY BANK, THE — 2026
What FREDERICK COMMUNITY BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 197,597,000 | 196,113,000 |
| Total loans | 91,249,000 | 95,640,000 |
| Allowance for loan losses | 982,000 | 1,028,000 |
| Securities available for sale | 66,457,000 | 70,125,000 |
| Securities held to maturity | 6,452,000 | 5,448,000 |
| Trading assets | 0 | 0 |
| Total deposits | 176,592,000 | 174,900,000 |
| Interest-bearing deposits | 126,199,000 | 125,675,000 |
| Noninterest-bearing deposits | 50,393,000 | 49,225,000 |
| Equity capital | 20,459,000 | 20,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,377,000 | 4,861,000 |
| Interest expense | 448,000 | 885,000 |
| Net interest income | 1,929,000 | 3,976,000 |
| Noninterest income | 211,000 | 426,000 |
| Noninterest expense | 1,068,000 | 2,187,000 |
| Provision for loan losses | 0 | 50,000 |
| Pretax income | 1,074,000 | 2,167,000 |
| Income tax | 0 | 2,000 |
| Net income | 1,074,000 | 2,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,269,000 | 20,534,000 |
| Total capital | 21,251,000 | 21,562,000 |
| Risk-weighted assets | 105,049,000 | 107,997,000 |