Call reports 2024
FREDERICK COMMUNITY BANK, THE — 2024
What FREDERICK COMMUNITY BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 179,320,000 | 178,918,000 | 179,641,000 | 195,535,000 |
| Total loans | 78,692,000 | 84,238,000 | 89,960,000 | 89,802,000 |
| Allowance for loan losses | 813,000 | 810,000 | 899,000 | 898,000 |
| Securities available for sale | 77,087,000 | 71,225,000 | 68,232,000 | 69,170,000 |
| Securities held to maturity | 3,788,000 | 3,783,000 | 4,385,000 | 4,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,907,000 | 160,624,000 | 159,696,000 | 175,926,000 |
| Interest-bearing deposits | 117,436,000 | 117,600,000 | 115,991,000 | 124,026,000 |
| Noninterest-bearing deposits | 43,471,000 | 43,024,000 | 43,704,000 | 51,900,000 |
| Equity capital | 18,053,000 | 17,846,000 | 19,220,000 | 19,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,210,000 | 4,481,000 | 6,817,000 | 9,303,000 |
| Interest expense | 396,000 | 811,000 | 1,246,000 | 1,705,000 |
| Net interest income | 1,814,000 | 3,670,000 | 5,571,000 | 7,598,000 |
| Noninterest income | 176,000 | 362,000 | 892,000 | 1,071,000 |
| Noninterest expense | 945,000 | 1,946,000 | 3,163,000 | 4,381,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 90,000 |
| Pretax income | 1,001,000 | 1,937,000 | 2,958,000 | 3,836,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 0 |
| Net income | 1,000,000 | 1,936,000 | 2,957,000 | 3,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,920,000 | 18,656,000 | 19,027,000 | 19,156,000 |
| Total capital | 19,733,000 | 19,466,000 | 19,926,000 | 20,054,000 |
| Risk-weighted assets | 95,936,000 | 102,421,000 | 104,811,000 | 104,578,000 |