Call reports 2019
FREDERICK COMMUNITY BANK, THE — 2019
What FREDERICK COMMUNITY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 141,109,000 | 137,374,000 | 140,458,000 | 146,985,000 |
| Total loans | 63,436,000 | 65,658,000 | 70,231,000 | 72,716,000 |
| Allowance for loan losses | 614,000 | 634,000 | 657,000 | 665,000 |
| Securities available for sale | 53,705,000 | 51,778,000 | 48,475,000 | 42,756,000 |
| Securities held to maturity | 3,399,000 | 3,395,000 | 3,248,000 | 2,929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,611,000 | 122,109,000 | 124,853,000 | 131,519,000 |
| Interest-bearing deposits | 96,759,000 | 93,406,000 | 93,544,000 | 96,825,000 |
| Noninterest-bearing deposits | 29,852,000 | 28,703,000 | 31,309,000 | 34,694,000 |
| Equity capital | 14,295,000 | 14,961,000 | 15,257,000 | 15,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,210,000 | 2,440,000 | 3,719,000 | 5,020,000 |
| Interest expense | 131,000 | 276,000 | 417,000 | 564,000 |
| Net interest income | 1,079,000 | 2,164,000 | 3,302,000 | 4,456,000 |
| Noninterest income | 179,000 | 409,000 | 681,000 | 893,000 |
| Noninterest expense | 757,000 | 1,540,000 | 2,290,000 | 3,255,000 |
| Provision for loan losses | 0 | 20,000 | 45,000 | 70,000 |
| Pretax income | 523,000 | 1,035,000 | 1,670,000 | 2,045,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 523,000 | 1,035,000 | 1,670,000 | 2,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,224,000 | 14,386,000 | 14,671,000 | 14,571,000 |
| Total capital | 14,838,000 | 15,020,000 | 15,328,000 | 15,236,000 |
| Risk-weighted assets | 80,009,000 | 83,782,000 | 84,645,000 | 85,386,000 |