Call reports 2018
FREDERICK COMMUNITY BANK, THE — 2018
What FREDERICK COMMUNITY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 64,777,000 | 59,640,000 | 148,618,000 | 144,869,000 |
| Total loans | 26,516,000 | 27,774,000 | 63,027,000 | 68,056,000 |
| Allowance for loan losses | 266,000 | 266,000 | 596,000 | 614,000 |
| Securities available for sale | 20,436,000 | 19,848,000 | 51,863,000 | 54,923,000 |
| Securities held to maturity | 5,371,000 | 4,066,000 | 5,733,000 | 3,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,240,000 | 54,068,000 | 135,216,000 | 130,857,000 |
| Interest-bearing deposits | 42,292,000 | 40,740,000 | 107,165,000 | 98,804,000 |
| Noninterest-bearing deposits | 16,948,000 | 13,328,000 | 28,051,000 | 32,054,000 |
| Equity capital | 5,462,000 | 5,477,000 | 13,109,000 | 13,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 928,000 | 3,240,000 | 4,471,000 |
| Interest expense | 41,000 | 84,000 | 265,000 | 381,000 |
| Net interest income | 409,000 | 844,000 | 2,975,000 | 4,090,000 |
| Noninterest income | 45,000 | 88,000 | 540,000 | 737,000 |
| Noninterest expense | 295,000 | 599,000 | 2,352,000 | 3,218,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 159,000 | 333,000 | 1,116,000 | 1,513,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 159,000 | 333,000 | 1,116,000 | 1,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,696,000 | 5,786,000 | 13,929,000 | 14,026,000 |
| Total capital | 5,962,000 | 6,052,000 | 14,525,000 | 14,640,000 |
| Risk-weighted assets | 34,853,000 | 35,737,000 | 79,543,000 | 84,121,000 |