Call reports 2017
FREDERICK COMMUNITY BANK, THE — 2017
What FREDERICK COMMUNITY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 65,528,000 | 61,439,000 | 62,324,000 | 64,117,000 |
| Total loans | 25,167,000 | 25,993,000 | 29,040,000 | 28,255,000 |
| Allowance for loan losses | 266,000 | 266,000 | 266,000 | 266,000 |
| Securities available for sale | 20,013,000 | 20,090,000 | 18,085,000 | 20,207,000 |
| Securities held to maturity | 5,411,000 | 5,407,000 | 5,604,000 | 5,711,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,945,000 | 55,680,000 | 56,526,000 | 58,415,000 |
| Interest-bearing deposits | 42,267,000 | 41,656,000 | 43,279,000 | 42,664,000 |
| Noninterest-bearing deposits | 17,678,000 | 14,024,000 | 13,247,000 | 15,751,000 |
| Equity capital | 5,517,000 | 5,676,000 | 5,692,000 | 5,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 420,000 | 852,000 | 1,301,000 | 1,762,000 |
| Interest expense | 35,000 | 69,000 | 103,000 | 142,000 |
| Net interest income | 385,000 | 783,000 | 1,198,000 | 1,620,000 |
| Noninterest income | 48,000 | 140,000 | 187,000 | 237,000 |
| Noninterest expense | 286,000 | 587,000 | 874,000 | 1,212,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 147,000 | 336,000 | 511,000 | 645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 147,000 | 336,000 | 511,000 | 645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,414,000 | 5,478,000 | 5,528,000 | 5,612,000 |
| Total capital | 5,680,000 | 5,744,000 | 5,794,000 | 5,878,000 |
| Risk-weighted assets | 32,299,000 | 34,114,000 | 36,848,000 | 37,209,000 |