Call report 2025Q4
CITIZENS COMMUNITY BANK — 2025Q4
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 532,051,000 | USD | evidence → |
| Total loans | 288,210,000 | USD | evidence → |
| Allowance for loan losses | 5,914,000 | USD | evidence → |
| Securities available for sale | 95,361,000 | USD | evidence → |
| Securities held to maturity | 94,508,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 442,837,000 | USD | evidence → |
| Interest-bearing deposits | 388,302,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,535,000 | USD | evidence → |
| Equity capital | 49,155,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,761,000 | USD | evidence → |
| Interest expense | 11,065,000 | USD | evidence → |
| Net interest income | 12,696,000 | USD | evidence → |
| Noninterest income | 1,201,000 | USD | evidence → |
| Noninterest expense | 8,428,000 | USD | evidence → |
| Provision for loan losses | 1,202,000 | USD | evidence → |
| Pretax income | 4,327,000 | USD | evidence → |
| Income tax | 813,000 | USD | evidence → |
| Net income | 3,514,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,912,000 | USD | evidence → |