Call report 2015Q4
CITIZENS COMMUNITY BANK — 2015Q4
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 328,628,000 | USD | evidence → |
| Total loans | 212,531,000 | USD | evidence → |
| Allowance for loan losses | 3,956,000 | USD | evidence → |
| Securities available for sale | 90,673,000 | USD | evidence → |
| Securities held to maturity | 9,790,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 285,382,000 | USD | evidence → |
| Interest-bearing deposits | 251,225,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,157,000 | USD | evidence → |
| Equity capital | 35,535,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,710,000 | USD | evidence → |
| Interest expense | 2,838,000 | USD | evidence → |
| Net interest income | 9,872,000 | USD | evidence → |
| Noninterest income | 1,079,000 | USD | evidence → |
| Noninterest expense | 5,050,000 | USD | evidence → |
| Provision for loan losses | 1,252,000 | USD | evidence → |
| Pretax income | 4,656,000 | USD | evidence → |
| Income tax | 1,281,000 | USD | evidence → |
| Net income | 3,375,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,605,000 | USD | evidence → |
| Total capital | 38,375,000 | USD | evidence → |
| Risk-weighted assets | 220,416,000 | USD | evidence → |