Call report 2008Q4
CITIZENS COMMUNITY BANK — 2008Q4
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 235,930,000 | USD | evidence → |
| Total loans | 152,931,000 | USD | evidence → |
| Allowance for loan losses | 1,345,000 | USD | evidence → |
| Securities available for sale | 60,179,000 | USD | evidence → |
| Securities held to maturity | 1,638,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 202,353,000 | USD | evidence → |
| Interest-bearing deposits | 186,110,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,243,000 | USD | evidence → |
| Equity capital | 23,357,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,439,000 | USD | evidence → |
| Interest expense | 6,668,000 | USD | evidence → |
| Net interest income | 6,771,000 | USD | evidence → |
| Noninterest income | 628,000 | USD | evidence → |
| Noninterest expense | 3,554,000 | USD | evidence → |
| Provision for loan losses | 560,000 | USD | evidence → |
| Pretax income | 3,285,000 | USD | evidence → |
| Income tax | 1,176,000 | USD | evidence → |
| Net income | 2,109,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,247,000 | USD | evidence → |
| Total capital | 24,592,000 | USD | evidence → |
| Risk-weighted assets | 151,409,000 | USD | evidence → |