Call report 2007Q4
CITIZENS COMMUNITY BANK — 2007Q4
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 227,576,000 | USD | evidence → |
| Total loans | 147,803,000 | USD | evidence → |
| Allowance for loan losses | 1,443,000 | USD | evidence → |
| Securities available for sale | 33,634,000 | USD | evidence → |
| Securities held to maturity | 26,129,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 185,717,000 | USD | evidence → |
| Interest-bearing deposits | 170,789,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,928,000 | USD | evidence → |
| Equity capital | 21,463,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,950,000 | USD | evidence → |
| Interest expense | 7,642,000 | USD | evidence → |
| Net interest income | 6,308,000 | USD | evidence → |
| Noninterest income | 862,000 | USD | evidence → |
| Noninterest expense | 3,250,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | 3,745,000 | USD | evidence → |
| Income tax | 1,321,000 | USD | evidence → |
| Net income | 2,424,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,445,000 | USD | evidence → |
| Total capital | 22,888,000 | USD | evidence → |
| Risk-weighted assets | 149,466,000 | USD | evidence → |