Call report 2003Q4
CITIZENS COMMUNITY BANK — 2003Q4
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 167,165,000 | USD | evidence → |
| Total loans | 96,642,000 | USD | evidence → |
| Allowance for loan losses | 984,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 39,847,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,349,000 | USD | evidence → |
| Interest-bearing deposits | 138,926,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,423,000 | USD | evidence → |
| Equity capital | 12,900,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,573,000 | USD | evidence → |
| Interest expense | 3,526,000 | USD | evidence → |
| Net interest income | 5,047,000 | USD | evidence → |
| Noninterest income | 675,000 | USD | evidence → |
| Noninterest expense | 2,557,000 | USD | evidence → |
| Provision for loan losses | 210,000 | USD | evidence → |
| Pretax income | 2,955,000 | USD | evidence → |
| Income tax | 1,048,000 | USD | evidence → |
| Net income | 1,907,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,900,000 | USD | evidence → |
| Total capital | 13,884,000 | USD | evidence → |
| Risk-weighted assets | 105,686,000 | USD | evidence → |