Call reports 2001

CITIZENS COMMUNITY BANK — 2001

Name: CITIZENS COMMUNITY BANK — FFIEC call report 2001
Creator: CITIZENS COMMUNITY BANK

What CITIZENS COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.

PERIOD: 2001SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b6b44c2a-8198-4331-ade1-61716c8b0f0c/2001

Balance sheet

What the bank holds and owes at quarter end

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Total assets	123,681,000	119,340,000	117,968,000	123,681,000
Total loans	74,254,000	76,978,000	80,964,000	81,932,000
Allowance for loan losses	597,000	617,000	648,000	640,000
Securities available for sale	0	0	0	0
Securities held to maturity	33,233,000	35,632,000	19,194,000	24,429,000
Trading assets	0	0	0	0
Total deposits	112,380,000	108,235,000	105,917,000	111,557,000
Interest-bearing deposits	103,822,000	99,272,000	96,385,000	101,808,000
Noninterest-bearing deposits	8,558,000	8,963,000	9,532,000	9,749,000
Equity capital	9,033,000	9,222,000	9,455,000	9,728,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Interest income	2,293,000	4,499,000	6,607,000	8,537,000
Interest expense	1,434,000	2,841,000	4,112,000	5,240,000
Net interest income	859,000	1,658,000	2,495,000	3,297,000
Noninterest income	113,000	192,000	308,000	473,000
Noninterest expense	527,000	1,021,000	1,515,000	2,103,000
Provision for loan losses	0	27,000	92,000	120,000
Pretax income	445,000	802,000	1,196,000	1,547,000
Income tax	129,000	297,000	458,000	536,000
Net income	316,000	505,000	738,000	1,011,000

Basel measures — not reported for every quarter

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Tier 1 capital	9,033,000	9,222,000	9,455,000	9,728,000
Total capital	9,630,000	9,839,000	10,103,000	10,368,000
Risk-weighted assets	75,179,000	77,004,000	81,203,000	81,902,000