Call reports 2026
FIRST CHOICE BANK — 2026
What FIRST CHOICE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 558,741,000 | 561,000,000 |
| Total loans | 372,868,000 | 406,414,000 |
| Allowance for loan losses | 4,133,000 | 4,014,000 |
| Securities available for sale | 97,332,000 | 93,059,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 509,869,000 | 510,008,000 |
| Interest-bearing deposits | 449,573,000 | 448,562,000 |
| Noninterest-bearing deposits | 60,296,000 | 61,446,000 |
| Equity capital | 44,126,000 | 45,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,504,000 | 15,522,000 |
| Interest expense | 3,022,000 | 6,163,000 |
| Net interest income | 4,482,000 | 9,359,000 |
| Noninterest income | 808,000 | 1,646,000 |
| Noninterest expense | 5,697,000 | 9,592,000 |
| Provision for loan losses | 39,000 | 59,000 |
| Pretax income | -500,000 | 1,206,000 |
| Income tax | -182,000 | 171,000 |
| Net income | -318,000 | 1,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 51,515,000 | 52,869,000 |