Call reports 2011
FIRST CHOICE BANK — 2011
What FIRST CHOICE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 249,676,000 | 242,767,000 | 237,636,000 | 239,368,000 |
| Total loans | 99,003,000 | 98,423,000 | 99,714,000 | 97,861,000 |
| Allowance for loan losses | 1,730,000 | 1,549,000 | 1,493,000 | 1,451,000 |
| Securities available for sale | 58,334,000 | 68,735,000 | 71,592,000 | 72,058,000 |
| Securities held to maturity | 34,932,000 | 34,213,000 | 33,772,000 | 33,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,805,000 | 207,211,000 | 201,115,000 | 203,513,000 |
| Interest-bearing deposits | 191,418,000 | 184,963,000 | 180,839,000 | 181,300,000 |
| Noninterest-bearing deposits | 24,387,000 | 22,248,000 | 20,276,000 | 22,213,000 |
| Equity capital | 32,300,000 | 33,136,000 | 33,467,000 | 32,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,233,000 | 4,540,000 | 6,908,000 | 9,040,000 |
| Interest expense | 544,000 | 1,063,000 | 1,540,000 | 1,974,000 |
| Net interest income | 1,689,000 | 3,477,000 | 5,368,000 | 7,066,000 |
| Noninterest income | 415,000 | 757,000 | 1,225,000 | 1,843,000 |
| Noninterest expense | 1,569,000 | 3,180,000 | 4,837,000 | 6,584,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 535,000 | 1,057,000 | 1,759,000 | 2,327,000 |
| Income tax | 88,000 | 156,000 | 315,000 | 410,000 |
| Net income | 447,000 | 901,000 | 1,444,000 | 1,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,860,000 | 32,315,000 | 32,857,000 | 32,431,000 |
| Total capital | 33,264,000 | 33,703,000 | 34,350,000 | 33,882,000 |
| Risk-weighted assets | 112,005,000 | 110,895,000 | 123,863,000 | 117,586,000 |