Call reports 2001
FIRST CHOICE BANK — 2001
What FIRST CHOICE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 192,740,000 | 192,579,000 | 193,323,000 | 194,016,000 |
| Total loans | 116,521,000 | 117,437,000 | 120,505,000 | 119,099,000 |
| Allowance for loan losses | 1,080,000 | 1,193,000 | 1,332,000 | 1,368,000 |
| Securities available for sale | 30,065,000 | 33,821,000 | 30,206,000 | 32,196,000 |
| Securities held to maturity | 21,292,000 | 20,333,000 | 17,909,000 | 17,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,006,000 | 162,289,000 | 162,663,000 | 163,692,000 |
| Interest-bearing deposits | 139,448,000 | 140,222,000 | 140,720,000 | 141,674,000 |
| Noninterest-bearing deposits | 23,558,000 | 22,067,000 | 21,943,000 | 22,018,000 |
| Equity capital | 27,773,000 | 28,516,000 | 29,249,000 | 28,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,792,000 | 7,508,000 | 11,135,000 | 14,554,000 |
| Interest expense | 1,815,000 | 3,612,000 | 5,230,000 | 6,598,000 |
| Net interest income | 1,977,000 | 3,896,000 | 5,905,000 | 7,956,000 |
| Noninterest income | 441,000 | 895,000 | 1,164,000 | 1,581,000 |
| Noninterest expense | 1,088,000 | 2,199,000 | 3,281,000 | 4,735,000 |
| Provision for loan losses | 151,000 | 433,000 | 951,000 | 1,119,000 |
| Pretax income | 1,179,000 | 2,159,000 | 2,846,000 | 3,692,000 |
| Income tax | 366,000 | 673,000 | 857,000 | 991,000 |
| Net income | 813,000 | 1,486,000 | 1,989,000 | 2,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,479,000 | 28,161,000 | 28,673,000 | 28,499,000 |
| Total capital | 28,559,000 | 29,354,000 | 30,005,000 | 29,867,000 |
| Risk-weighted assets | 124,625,000 | 124,046,000 | 124,819,000 | 124,197,000 |