Call reports 2016
MARIES COUNTY BANK, THE — 2016
What MARIES COUNTY BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 451,331,000 | 453,841,000 | 449,372,000 | 448,132,000 |
| Total loans | 252,879,000 | 254,666,000 | 256,308,000 | 259,111,000 |
| Allowance for loan losses | 4,627,000 | 4,726,000 | 4,750,000 | 4,646,000 |
| Securities available for sale | 164,911,000 | 162,747,000 | 157,811,000 | 153,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,409,000 | 376,171,000 | 369,489,000 | 371,184,000 |
| Interest-bearing deposits | 330,430,000 | 335,557,000 | 329,337,000 | 330,216,000 |
| Noninterest-bearing deposits | 44,979,000 | 40,614,000 | 40,152,000 | 40,968,000 |
| Equity capital | 63,755,000 | 64,822,000 | 65,260,000 | 63,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,732,000 | 9,486,000 | 14,250,000 | 18,824,000 |
| Interest expense | 622,000 | 1,245,000 | 1,861,000 | 2,477,000 |
| Net interest income | 4,110,000 | 8,241,000 | 12,389,000 | 16,347,000 |
| Noninterest income | 582,000 | 1,211,000 | 1,836,000 | 2,739,000 |
| Noninterest expense | 3,344,000 | 6,484,000 | 9,977,000 | 13,477,000 |
| Provision for loan losses | 132,000 | 276,000 | 372,000 | 395,000 |
| Pretax income | 1,217,000 | 2,693,000 | 4,062,000 | 5,400,000 |
| Income tax | 249,000 | 606,000 | 935,000 | 1,181,000 |
| Net income | 968,000 | 2,087,000 | 3,127,000 | 4,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,951,000 | 61,882,000 | 62,922,000 | 64,014,000 |
| Total capital | 65,758,000 | 65,712,000 | 66,753,000 | 67,894,000 |
| Risk-weighted assets | 303,742,000 | 305,536,000 | 305,596,000 | 309,624,000 |