Call reports 2015
MARIES COUNTY BANK, THE — 2015
What MARIES COUNTY BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 369,874,000 | 445,971,000 | 447,945,000 | 445,663,000 |
| Total loans | 194,539,000 | 249,273,000 | 250,445,000 | 251,762,000 |
| Allowance for loan losses | 3,702,000 | 4,788,000 | 4,861,000 | 4,806,000 |
| Securities available for sale | 151,381,000 | 163,485,000 | 163,791,000 | 158,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,604,000 | 372,490,000 | 372,376,000 | 371,533,000 |
| Interest-bearing deposits | 281,311,000 | 330,327,000 | 329,807,000 | 327,713,000 |
| Noninterest-bearing deposits | 25,293,000 | 42,163,000 | 42,569,000 | 43,820,000 |
| Equity capital | 49,621,000 | 59,642,000 | 61,617,000 | 62,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,704,000 | 9,340,000 | 14,099,000 | 18,750,000 |
| Interest expense | 601,000 | 1,372,000 | 1,998,000 | 2,618,000 |
| Net interest income | 3,103,000 | 7,968,000 | 12,101,000 | 16,132,000 |
| Noninterest income | 463,000 | 1,159,000 | 1,761,000 | 2,355,000 |
| Noninterest expense | 2,421,000 | 6,523,000 | 9,639,000 | 13,113,000 |
| Provision for loan losses | 106,000 | 268,000 | 411,000 | 467,000 |
| Pretax income | 1,039,000 | 2,412,000 | 3,888,000 | 4,983,000 |
| Income tax | 156,000 | 376,000 | 714,000 | 889,000 |
| Net income | 883,000 | 2,036,000 | 3,174,000 | 4,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,730,000 | 59,026,000 | 60,164,000 | 61,083,000 |
| Total capital | 50,782,000 | 62,838,000 | 63,964,000 | 64,863,000 |
| Risk-weighted assets | 243,515,000 | 304,019,000 | 302,917,000 | 301,356,000 |