Call reports 2014
MARIES COUNTY BANK, THE — 2014
What MARIES COUNTY BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 356,048,000 | 356,174,000 | 353,599,000 | 353,467,000 |
| Total loans | 189,875,000 | 190,513,000 | 193,040,000 | 194,657,000 |
| Allowance for loan losses | 3,618,000 | 3,627,000 | 3,687,000 | 3,633,000 |
| Securities available for sale | 138,804,000 | 141,679,000 | 137,975,000 | 133,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,206,000 | 290,016,000 | 288,028,000 | 292,141,000 |
| Interest-bearing deposits | 273,154,000 | 264,684,000 | 261,886,000 | 267,106,000 |
| Noninterest-bearing deposits | 25,052,000 | 25,332,000 | 26,142,000 | 25,035,000 |
| Equity capital | 44,031,000 | 45,567,000 | 46,746,000 | 47,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,705,000 | 7,433,000 | 11,179,000 | 14,901,000 |
| Interest expense | 626,000 | 1,252,000 | 1,863,000 | 2,470,000 |
| Net interest income | 3,079,000 | 6,181,000 | 9,316,000 | 12,431,000 |
| Noninterest income | 483,000 | 987,000 | 1,513,000 | 1,951,000 |
| Noninterest expense | 2,391,000 | 4,883,000 | 7,279,000 | 9,881,000 |
| Provision for loan losses | 170,000 | 333,000 | 499,000 | 506,000 |
| Pretax income | 1,000,000 | 1,951,000 | 3,050,000 | 3,994,000 |
| Income tax | 136,000 | 258,000 | 438,000 | 561,000 |
| Net income | 864,000 | 1,693,000 | 2,612,000 | 3,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,808,000 | 45,107,000 | 46,026,000 | 46,847,000 |
| Total capital | 47,806,000 | 48,104,000 | 49,024,000 | 49,850,000 |
| Risk-weighted assets | 239,235,000 | 239,124,000 | 239,183,000 | 239,611,000 |