Call reports 2013
MARIES COUNTY BANK, THE — 2013
What MARIES COUNTY BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 351,625,000 | 342,541,000 | 341,414,000 | 339,224,000 |
| Total loans | 184,632,000 | 187,633,000 | 188,810,000 | 190,816,000 |
| Allowance for loan losses | 3,543,000 | 3,538,000 | 3,570,000 | 3,536,000 |
| Securities available for sale | 143,525,000 | 130,819,000 | 127,705,000 | 124,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,539,000 | 285,263,000 | 281,561,000 | 279,999,000 |
| Interest-bearing deposits | 268,978,000 | 262,208,000 | 258,562,000 | 255,410,000 |
| Noninterest-bearing deposits | 22,561,000 | 23,055,000 | 22,999,000 | 24,589,000 |
| Equity capital | 44,008,000 | 41,011,000 | 41,603,000 | 41,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,785,000 | 7,634,000 | 11,438,000 | 15,230,000 |
| Interest expense | 732,000 | 1,419,000 | 2,071,000 | 2,728,000 |
| Net interest income | 3,053,000 | 6,215,000 | 9,367,000 | 12,502,000 |
| Noninterest income | 485,000 | 1,014,000 | 1,588,000 | 2,127,000 |
| Noninterest expense | 2,530,000 | 4,831,000 | 7,608,000 | 10,011,000 |
| Provision for loan losses | 154,000 | 309,000 | 465,000 | 632,000 |
| Pretax income | 854,000 | 2,202,000 | 2,995,000 | 4,099,000 |
| Income tax | 63,000 | 309,000 | 357,000 | 520,000 |
| Net income | 791,000 | 1,893,000 | 2,638,000 | 3,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,609,000 | 42,258,000 | 43,002,000 | 43,944,000 |
| Total capital | 44,595,000 | 45,241,000 | 46,002,000 | 46,951,000 |
| Risk-weighted assets | 238,355,000 | 238,098,000 | 239,442,000 | 240,046,000 |