Call reports 2012
MARIES COUNTY BANK, THE — 2012
What MARIES COUNTY BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 345,749,000 | 346,806,000 | 344,527,000 | 345,880,000 |
| Total loans | 181,114,000 | 177,768,000 | 181,100,000 | 183,841,000 |
| Allowance for loan losses | 3,361,000 | 3,273,000 | 3,482,000 | 3,525,000 |
| Securities available for sale | 137,456,000 | 139,265,000 | 138,765,000 | 135,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,749,000 | 288,437,000 | 284,808,000 | 285,534,000 |
| Interest-bearing deposits | 263,482,000 | 264,895,000 | 263,524,000 | 262,077,000 |
| Noninterest-bearing deposits | 24,267,000 | 23,542,000 | 21,284,000 | 23,457,000 |
| Equity capital | 40,793,000 | 41,805,000 | 43,119,000 | 43,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,958,000 | 7,930,000 | 11,856,000 | 15,754,000 |
| Interest expense | 900,000 | 1,769,000 | 2,579,000 | 3,340,000 |
| Net interest income | 3,058,000 | 6,161,000 | 9,277,000 | 12,414,000 |
| Noninterest income | 512,000 | 1,020,000 | 1,550,000 | 1,957,000 |
| Noninterest expense | 2,415,000 | 4,606,000 | 7,002,000 | 9,317,000 |
| Provision for loan losses | 273,000 | 558,000 | 837,000 | 1,116,000 |
| Pretax income | 882,000 | 2,017,000 | 2,988,000 | 3,938,000 |
| Income tax | 60,000 | 189,000 | 252,000 | 348,000 |
| Net income | 822,000 | 1,828,000 | 2,736,000 | 3,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,504,000 | 39,056,000 | 39,964,000 | 40,818,000 |
| Total capital | 41,424,000 | 41,972,000 | 42,919,000 | 43,796,000 |
| Risk-weighted assets | 233,164,000 | 232,926,000 | 235,908,000 | 237,679,000 |