Call reports 2010
MARIES COUNTY BANK, THE — 2010
What MARIES COUNTY BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 299,825,000 | 303,474,000 | 302,419,000 | 305,464,000 |
| Total loans | 183,004,000 | 185,216,000 | 186,775,000 | 184,301,000 |
| Allowance for loan losses | 2,642,000 | 2,588,000 | 2,629,000 | 2,732,000 |
| Securities available for sale | 89,677,000 | 93,316,000 | 90,214,000 | 92,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,434,000 | 254,265,000 | 250,900,000 | 256,147,000 |
| Interest-bearing deposits | 231,810,000 | 235,184,000 | 233,208,000 | 235,143,000 |
| Noninterest-bearing deposits | 19,624,000 | 19,081,000 | 17,692,000 | 21,004,000 |
| Equity capital | 31,714,000 | 32,713,000 | 34,552,000 | 33,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,875,000 | 7,866,000 | 11,943,000 | 15,922,000 |
| Interest expense | 1,174,000 | 2,318,000 | 3,419,000 | 4,446,000 |
| Net interest income | 2,701,000 | 5,548,000 | 8,524,000 | 11,476,000 |
| Noninterest income | 506,000 | 1,080,000 | 1,644,000 | 2,249,000 |
| Noninterest expense | 1,986,000 | 4,138,000 | 6,276,000 | 8,649,000 |
| Provision for loan losses | 182,000 | 394,000 | 610,000 | 1,080,000 |
| Pretax income | 1,039,000 | 2,096,000 | 3,282,000 | 3,996,000 |
| Income tax | 239,000 | 488,000 | 750,000 | 743,000 |
| Net income | 800,000 | 1,608,000 | 2,532,000 | 3,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,789,000 | 32,294,000 | 33,218,000 | 33,939,000 |
| Total capital | 34,431,000 | 34,882,000 | 35,847,000 | 36,671,000 |
| Risk-weighted assets | 222,916,000 | 228,029,000 | 228,317,000 | 228,496,000 |