Call reports 2009
MARIES COUNTY BANK, THE — 2009
What MARIES COUNTY BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 277,045,000 | 273,158,000 | 280,008,000 | 282,516,000 |
| Total loans | 182,072,000 | 182,882,000 | 182,199,000 | 181,915,000 |
| Allowance for loan losses | 2,365,000 | 2,442,000 | 2,454,000 | 2,467,000 |
| Securities available for sale | 67,077,000 | 69,574,000 | 73,504,000 | 74,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,597,000 | 227,422,000 | 232,649,000 | 235,299,000 |
| Interest-bearing deposits | 212,591,000 | 208,970,000 | 214,590,000 | 217,247,000 |
| Noninterest-bearing deposits | 19,006,000 | 18,452,000 | 18,059,000 | 18,052,000 |
| Equity capital | 28,478,000 | 28,632,000 | 30,664,000 | 30,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,918,000 | 7,912,000 | 11,882,000 | 15,774,000 |
| Interest expense | 1,523,000 | 2,941,000 | 4,291,000 | 5,543,000 |
| Net interest income | 2,395,000 | 4,971,000 | 7,591,000 | 10,231,000 |
| Noninterest income | 477,000 | 993,000 | 1,541,000 | 2,073,000 |
| Noninterest expense | 1,945,000 | 4,190,000 | 6,300,000 | 8,422,000 |
| Provision for loan losses | 139,000 | 274,000 | 413,000 | 571,000 |
| Pretax income | 788,000 | 1,500,000 | 2,419,000 | 3,311,000 |
| Income tax | 161,000 | 279,000 | 449,000 | 431,000 |
| Net income | 627,000 | 1,221,000 | 1,970,000 | 2,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,018,000 | 29,330,000 | 30,080,000 | 30,989,000 |
| Total capital | 31,383,000 | 31,772,000 | 32,534,000 | 33,456,000 |
| Risk-weighted assets | 210,877,000 | 211,756,000 | 211,791,000 | 217,782,000 |