Call reports 2008
MARIES COUNTY BANK, THE — 2008
What MARIES COUNTY BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 261,618,000 | 259,515,000 | 256,951,000 | 263,396,000 |
| Total loans | 177,284,000 | 179,607,000 | 179,756,000 | 180,369,000 |
| Allowance for loan losses | 2,313,000 | 2,283,000 | 2,355,000 | 2,401,000 |
| Securities available for sale | 59,963,000 | 59,506,000 | 54,935,000 | 55,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,534,000 | 217,419,000 | 211,997,000 | 217,779,000 |
| Interest-bearing deposits | 196,837,000 | 199,656,000 | 195,022,000 | 200,955,000 |
| Noninterest-bearing deposits | 19,697,000 | 17,763,000 | 16,975,000 | 16,824,000 |
| Equity capital | 26,895,000 | 26,538,000 | 26,804,000 | 27,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,285,000 | 8,397,000 | 12,500,000 | 16,569,000 |
| Interest expense | 2,004,000 | 3,777,000 | 5,441,000 | 7,131,000 |
| Net interest income | 2,281,000 | 4,620,000 | 7,059,000 | 9,438,000 |
| Noninterest income | 445,000 | 999,000 | 1,553,000 | 2,085,000 |
| Noninterest expense | 1,693,000 | 3,569,000 | 5,437,000 | 7,484,000 |
| Provision for loan losses | 142,000 | 285,000 | 438,000 | 628,000 |
| Pretax income | 891,000 | 1,765,000 | 2,737,000 | 3,411,000 |
| Income tax | 212,000 | 442,000 | 678,000 | 774,000 |
| Net income | 679,000 | 1,323,000 | 2,059,000 | 2,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,737,000 | 27,077,000 | 27,812,000 | 28,390,000 |
| Total capital | 29,050,000 | 29,360,000 | 30,167,000 | 30,791,000 |
| Risk-weighted assets | 197,177,000 | 200,405,000 | 202,945,000 | 203,707,000 |