Call reports 2007
MARIES COUNTY BANK, THE — 2007
What MARIES COUNTY BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 251,509,000 | 253,222,000 | 251,209,000 | 252,691,000 |
| Total loans | 175,258,000 | 179,401,000 | 178,977,000 | 178,221,000 |
| Allowance for loan losses | 2,413,000 | 2,511,000 | 2,171,000 | 2,300,000 |
| Securities available for sale | 57,573,000 | 58,388,000 | 56,024,000 | 56,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,988,000 | 208,867,000 | 208,650,000 | 202,505,000 |
| Interest-bearing deposits | 193,710,000 | 190,717,000 | 190,716,000 | 184,964,000 |
| Noninterest-bearing deposits | 18,278,000 | 18,150,000 | 17,934,000 | 17,541,000 |
| Equity capital | 24,278,000 | 24,191,000 | 25,138,000 | 26,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,931,000 | 8,047,000 | 12,371,000 | 16,644,000 |
| Interest expense | 2,083,000 | 4,209,000 | 6,362,000 | 8,505,000 |
| Net interest income | 1,848,000 | 3,838,000 | 6,009,000 | 8,139,000 |
| Noninterest income | 397,000 | 868,000 | 1,335,000 | 1,804,000 |
| Noninterest expense | 1,692,000 | 3,455,000 | 5,174,000 | 6,939,000 |
| Provision for loan losses | 140,000 | 282,000 | 425,000 | 562,000 |
| Pretax income | 404,000 | 960,000 | 1,732,000 | 2,429,000 |
| Income tax | 43,000 | 91,000 | 255,000 | 338,000 |
| Net income | 361,000 | 869,000 | 1,477,000 | 2,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,382,000 | 24,836,000 | 25,445,000 | 26,057,000 |
| Total capital | 26,674,000 | 27,188,000 | 27,616,000 | 28,357,000 |
| Risk-weighted assets | 183,269,000 | 187,985,000 | 187,995,000 | 188,668,000 |