Call reports 2006
MARIES COUNTY BANK, THE — 2006
What MARIES COUNTY BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 238,238,000 | 237,797,000 | 239,459,000 | 239,991,000 |
| Total loans | 170,701,000 | 171,413,000 | 173,214,000 | 174,983,000 |
| Allowance for loan losses | 2,235,000 | 2,283,000 | 2,314,000 | 2,333,000 |
| Securities available for sale | 51,370,000 | 51,782,000 | 52,297,000 | 50,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,084,000 | 198,833,000 | 197,102,000 | 200,903,000 |
| Interest-bearing deposits | 180,867,000 | 180,541,000 | 179,119,000 | 183,668,000 |
| Noninterest-bearing deposits | 18,217,000 | 18,292,000 | 17,983,000 | 17,235,000 |
| Equity capital | 22,589,000 | 22,550,000 | 23,677,000 | 23,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,548,000 | 7,274,000 | 11,038,000 | 14,852,000 |
| Interest expense | 1,689,000 | 3,441,000 | 5,295,000 | 7,262,000 |
| Net interest income | 1,859,000 | 3,833,000 | 5,743,000 | 7,590,000 |
| Noninterest income | 397,000 | 810,000 | 1,244,000 | 1,657,000 |
| Noninterest expense | 1,519,000 | 3,123,000 | 4,728,000 | 6,518,000 |
| Provision for loan losses | 143,000 | 270,000 | 412,000 | 553,000 |
| Pretax income | 594,000 | 1,250,000 | 1,846,000 | 2,175,000 |
| Income tax | 106,000 | 180,000 | 288,000 | 320,000 |
| Net income | 488,000 | 1,070,000 | 1,558,000 | 1,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,884,000 | 23,235,000 | 23,724,000 | 24,021,000 |
| Total capital | 25,080,000 | 25,445,000 | 25,947,000 | 26,270,000 |
| Risk-weighted assets | 175,649,000 | 176,714,000 | 177,782,000 | 179,867,000 |