Call reports 2005
MARIES COUNTY BANK, THE — 2005
What MARIES COUNTY BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 233,991,000 | 234,749,000 | 235,226,000 | 232,845,000 |
| Total loans | 167,718,000 | 169,013,000 | 170,863,000 | 169,808,000 |
| Allowance for loan losses | 2,085,000 | 2,062,000 | 2,143,000 | 2,165,000 |
| Securities available for sale | 52,886,000 | 52,231,000 | 49,671,000 | 48,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,437,000 | 186,412,000 | 186,017,000 | 184,979,000 |
| Interest-bearing deposits | 179,124,000 | 169,509,000 | 168,056,000 | 167,556,000 |
| Noninterest-bearing deposits | 16,313,000 | 16,903,000 | 17,961,000 | 17,423,000 |
| Equity capital | 21,248,000 | 21,950,000 | 22,160,000 | 22,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,254,000 | 6,570,000 | 10,048,000 | 13,454,000 |
| Interest expense | 1,179,000 | 2,456,000 | 3,906,000 | 5,421,000 |
| Net interest income | 2,075,000 | 4,114,000 | 6,142,000 | 8,033,000 |
| Noninterest income | 328,000 | 664,000 | 997,000 | 1,211,000 |
| Noninterest expense | 1,430,000 | 2,908,000 | 4,610,000 | 6,258,000 |
| Provision for loan losses | 135,000 | 256,000 | 393,000 | 450,000 |
| Pretax income | 831,000 | 1,608,000 | 2,139,000 | 2,539,000 |
| Income tax | 207,000 | 405,000 | 454,000 | 441,000 |
| Net income | 624,000 | 1,203,000 | 1,685,000 | 2,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,354,000 | 21,701,000 | 22,183,000 | 22,596,000 |
| Total capital | 23,439,000 | 23,763,000 | 24,326,000 | 24,761,000 |
| Risk-weighted assets | 172,468,000 | 173,861,000 | 175,238,000 | 173,779,000 |