Call reports 2004
MARIES COUNTY BANK, THE — 2004
What MARIES COUNTY BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 225,390,000 | 228,087,000 | 237,138,000 | 235,179,000 |
| Total loans | 154,341,000 | 160,688,000 | 165,569,000 | 167,640,000 |
| Allowance for loan losses | 1,727,000 | 1,800,000 | 1,870,000 | 1,955,000 |
| Securities available for sale | 58,027,000 | 55,294,000 | 57,225,000 | 53,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,989,000 | 190,133,000 | 200,373,000 | 195,821,000 |
| Interest-bearing deposits | 172,553,000 | 173,626,000 | 184,211,000 | 179,917,000 |
| Noninterest-bearing deposits | 16,436,000 | 16,507,000 | 16,162,000 | 15,904,000 |
| Equity capital | 19,922,000 | 19,585,000 | 20,630,000 | 20,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,129,000 | 6,304,000 | 9,535,000 | 12,841,000 |
| Interest expense | 1,084,000 | 2,164,000 | 3,306,000 | 4,506,000 |
| Net interest income | 2,045,000 | 4,140,000 | 6,229,000 | 8,335,000 |
| Noninterest income | 296,000 | 698,000 | 1,050,000 | 1,363,000 |
| Noninterest expense | 1,394,000 | 2,727,000 | 4,226,000 | 5,823,000 |
| Provision for loan losses | 125,000 | 245,000 | 369,000 | 489,000 |
| Pretax income | 825,000 | 1,865,000 | 2,689,000 | 3,390,000 |
| Income tax | 241,000 | 396,000 | 624,000 | 843,000 |
| Net income | 584,000 | 1,469,000 | 2,065,000 | 2,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,998,000 | 19,652,000 | 20,248,000 | 20,730,000 |
| Total capital | 20,725,000 | 21,452,000 | 22,118,000 | 22,685,000 |
| Risk-weighted assets | 160,060,000 | 165,467,000 | 170,190,000 | 172,265,000 |