Call reports 2003
MARIES COUNTY BANK, THE — 2003
What MARIES COUNTY BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 211,765,000 | 213,747,000 | 213,994,000 | 221,929,000 |
| Total loans | 139,406,000 | 141,359,000 | 143,577,000 | 147,923,000 |
| Allowance for loan losses | 1,510,000 | 1,557,000 | 1,600,000 | 1,628,000 |
| Securities available for sale | 57,397,000 | 58,247,000 | 55,017,000 | 58,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,733,000 | 174,826,000 | 177,884,000 | 185,824,000 |
| Interest-bearing deposits | 156,724,000 | 158,678,000 | 162,988,000 | 169,890,000 |
| Noninterest-bearing deposits | 15,009,000 | 16,148,000 | 14,896,000 | 15,934,000 |
| Equity capital | 18,141,000 | 19,097,000 | 19,130,000 | 19,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,238,000 | 6,475,000 | 9,653,000 | 12,795,000 |
| Interest expense | 1,332,000 | 2,618,000 | 3,794,000 | 4,935,000 |
| Net interest income | 1,906,000 | 3,857,000 | 5,859,000 | 7,860,000 |
| Noninterest income | 261,000 | 607,000 | 967,000 | 1,329,000 |
| Noninterest expense | 1,317,000 | 2,574,000 | 3,931,000 | 5,320,000 |
| Provision for loan losses | 75,000 | 152,000 | 248,000 | 367,000 |
| Pretax income | 775,000 | 1,738,000 | 2,654,000 | 3,509,000 |
| Income tax | 210,000 | 321,000 | 604,000 | 764,000 |
| Net income | 565,000 | 1,417,000 | 2,050,000 | 2,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,371,000 | 17,986,000 | 18,620,000 | 19,014,000 |
| Total capital | 18,881,000 | 19,543,000 | 20,220,000 | 20,642,000 |
| Risk-weighted assets | 145,341,000 | 147,262,000 | 148,873,000 | 154,412,000 |